Visitors Insurance, offers USA Visitors Coverage in America: Visitors Insurance, also known as Visitor medical insurance. The cost of getting a visitors medical insurance becomes virtually miniscule compared to meeting the expenses of emergency room accommodations which could easily run to thousands of dollars a day. While it may not be quite interesting to consider getting an insurance policy for brief trips, as you presuppose that you would not have any need for it, getting a visitors health insurance just the same would put your mind at ease for any untoward incident or medical emergency for you and your family members.