Visitor medical insurance shields you from the financial burden when you or a visiting family member is hospitalized while overseas. Your domestic health insurance will not be helpful outside your home country. Parents who are visiting their close ones in a foreign country can stay covered with visitors health insurance. The period of visitors insurance coverage varies form five days to three years. Tourists, visiting parents, businessmen and anyone planning to visit a foreign country can purchase visitors health insurance.

Visitors health insurance plans are flexible and can be customized according to your requirements. There are fixed (cheaper but limited coverage) and comprehensive (expensive but better coverage) visitors insurance plans offered by the different insurers. There are however certain things you need to consider while buying visitors health insurance.