Visitors Insurance

Golf Travel Medical Insurance

What could golf travel insurance do for you? Hopefully nothing at all – because it only comes into play if you’ve had a disaster with your golf clubs.

Prudent thoughts

Yet the trouble is, you can’t be sure that the above will be the case. Bad luck is not very selective in terms of who it strikes and where. Picture the scene – you’ve just flown off for that long awaited golfing holiday and on your first day there your clubs are stolen. That may prove to be a very premature end to your holiday unless you hire replacement equipment and that’s unlikely to come cheap. Then, of course, you’ll have the costs of replacing your clubs – that’s even less likely to meet any definitions of low cost that you’re likely to come up with.
That’s where golf travel insurance may prove its worth.

Peace of mind

If you have a suitable golf insurance policy, the policy may be able to offer you:

- significant sums towards the cost of replacing your clubs;
- a similar payment towards the costs of hiring replacement equipment;
- cover for an individual club that’s stolen etc.

The hole in one

Some golfers have never achieved this and for others it may be a once in a lifetime experience. However, that traditional open round of drinks at the clubhouse bar may cause you to have mixed feelings about your achievement as the costs bite home!  That’s why a golf cover policy typically will also contribute towards those costs. Of course, as with any insurance product, terms and conditions, exclusions and limitations will apply and you may wish to read these carefully to ensure you understand them.

The security of bricks and mortar

There are inevitably some golfers who believe that their clubs are perfectly safe when in the locker room or elsewhere in the clubhouse. Well, they may be – but they may not be either. Some professional thieves specifically target golf clubs and premises and your clubs may not be entirely safe just because they’re inside.

The golf club itself may not accept liability for them and it’s worth keeping in mind that some typical travel insurance policies will not extend cover to include specialised sporting equipment such as golf clubs or surfboards etc.So, making assumptions about the security of premises may be dangerous. Looking for more information on golf travel insurance might make more sense.